Journal
Guides, customer stories and straight answers about stablecoins, fees and getting paid across borders.
All
Payments
Basics
Customers
Trust
Guides
Pricing
Payments
Why a wire still takes three days
Your money does not travel. Messages do, through a chain of banks that each need a turn.
Basics
What a stablecoin is, in plain words
A digital dollar backed one to one by real dollars and short-term US Treasuries. That is all it is.
Customers
Paying suppliers in Jakarta on a Friday night
How Kumo Labs cut supplier payments from four days to under a minute, without changing banks.
Trust
Where your dollars sit at night
Your balance is held in segregated accounts at regulated banks. Here is exactly how it works.
Guides
Running payroll in fourteen countries
A practical guide for teams paying contractors abroad, from collecting bank details to month end.
Pricing
Every fee, line by line
We show the rate and the fee before you send. Here is what each line means, and what we never charge.