Product

One account

One account

One account

for money that moves

for money that moves

for money that moves

Hold dollars and euros, pay 140 countries in seconds, earn on idle cash and give your team cards. All from one login.

Activity

Today

From Brightwater & Co.

Wire, USD

+$18,400.00

To Kumo Labs

Payout, IDR

-$25,000.40

Card, Figma

Marketing ••• 4021

-$45.00

Interest

4.1% a year

+$146.21

From Atelier Rhee

SEPA, EUR

+€6,200.00

01 Accounts

Your own account details

Your own account details

in the US and EU

in the US and EU

Get a US routing and account number, a EUR IBAN and a USDC address. Clients pay you like any other bank.

Named accounts for your company

Payments arrive the same day

USD, EUR and USDC in one place

Account details

USD

EUR

USDC

Account holder

Brightwater & Co.

Bank

Harbor National Bank

Routing number

026 073 150

Account number

8392 0041 77

Type

Checking

Share these with clients. Payments arrive the same day.

New payout

Step 2 of 2

To

Kumo Labs

BCA ••• 4410

You send

25,000.00

USD

They receive

401,512,500

IDR

Summary

Rate

16,060.50

Fee

$0.40

Arrives

In seconds

Send $25,000.40

02 Payouts

Pay 140 countries

Pay 140 countries

in seconds, not days

in seconds, not days

Send to banks and wallets with the rate and fee shown up front. Your recipient gets local currency.

Flat 40 cent fee per payout

Bulk payouts from a CSV

Live tracking for every payment

03 Treasury

Earn on idle cash

Earn on idle cash

without lifting a finger

without lifting a finger

Dollars you are not using earn 4.1% a year from short-term US Treasuries. Withdraw any time.

Paid out monthly

No lockups or minimums

Reserves checked every month

Balances

Oct 31

Total balance

$1,284,500.00

4.1% a year, $4,388.12 earned in October

US dollars

$842,100.00

USDC

$442,400.00

Euro

€0.00

Cards

3 active

Card

Holder

Spent this month

Marketing ••• 4021

Ana Ruiz

$2,140 of $10,000

Travel ••• 8830

Sam Okoye

$6,480 of $8,000

Software ••• 1175

Lena Vos

$912 of $3,000

04 Cards

Cards for your team

Cards for your team

with limits you set

with limits you set

Virtual and physical Visa cards for every person and every vendor. Set limits, freeze in a tap.

Per card monthly limits

Receipts matched automatically

Works anywhere Visa does

Open an account

Open an account

in an afternoon

in an afternoon

Free to open. Most businesses are set up and sending money the same day.

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